Years

Anniversary

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Anniversary

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Key Milestones

1987

Launched Purchase with Recourse

Purchased housing loans on fixed rate basis

Issued first fixed rate bonds totalling MYR100 million

1992

Purchased housing loans on floating rate basis

Issued first floating rate bonds

1994

Purchased Islamic house financing

Issued world’s first Sukuk Mudharabah totalling MYR30 million

1998

Puchased staff housing loans from selected corporations

Purchased hire purchase and leasing debts

1999

Launched Purchase with Recourse

2004

Launched securitisation of Government staff housing loans

Issued Malaysia’s first Residential Mortgage-Backed Securities totalling MYR1.55 billion

2005

Issued world’s first rated Sukuk Musyarakah Residential Mortgage-Backed Securities

2007

Executed ASEAN’s first synthetic securitisation of small and medium enterprise loans via credit linked notes

Launched MYR60 billion Conventional and Islamic Commercial Papers and Medium Term Notes (CP/MTN) Programme

2008

Launched Mortgage Guarantee Programme

Issued Sukuk Commodity Murabahah

2010

Established MYR5 billion Islamic Commercial Papers Medium Term Notes (ICP MTN)

Issued world’s first Sukuk Al-Amanah Li Al-Istithmar

2011

Launched Skim Rumah Pertamaku (My First Home Scheme) under the Mortgage Guarantee Programme

2012

Issued Sukuk Wakalah Bil Istithmar

2014

Established USD2.5 billion Conventional and USD2.5 billion Sukuk Issuance Multi-Currency MTN programme

Issued inaugural CNH, USD and HKD bonds totalling to CNH1.5 billion, HKD1.0 billion and USD500 million

Completed first RMB denominated bonds settlement via RENTAS

2015

Issued USD2.5 billion Multicurrency Sukuk Issuance Programme - Emas status

Issued inaugural SGD Bonds and Sukuk

Provision of guarantees under Skim Perumahan Belia (Youth Housing Scheme)

Establishment of MYR20 billion Islamic and Commercial Paper Programmes

2017

Issued first AUD Floating Rate Note

Reopening of first dual tranche

2018

Issued first USD Floating Rate Note

2020

Issued Malaysia’s first ASEAN Sustainability SRI Sukuk for affordable housing

Issued Company’s first Sustainability Bonds for SME

Launched Digital Skim Rumah Pertamaku

2021

Launched Malaysia’s first Reverse Mortgage product, Skim Saraan Bercagar (SSB)

2022

Launched Malaysia's first Floating Rate Bonds based on Malaysia Overnight Rate (MYOR) reference

Launched Skim Saraan Bercagar Islamik (SSB-i), a Global-first Islamic Mortgage financing for senior citizens and online digital application for both the SSB and SSB-i

35th Anniversary Videos

Message From the Chairman

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Dear Shareholders,
The Cagamas Group of Companies (“the Group”) celebrated the 35th anniversary of its main operating entity, Cagamas Berhad (“Cagamas”), in 2022. Cagamas has continued to fulfil its mandate by meeting the needs of the financial markets over the last three decades. Despite the improved business environment in the endemic phase, the transition remains complex and challenging due to economic uncertainties arising from elevated cost pressures and tighter global financial conditions. Nevertheless, the Group continued to demonstrate resilience to deliver a commendable business performance in achieving the targets set under the strategic plan.Dato’ Bakarudin Ishak Chairman

Key Highlights in 2022

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RM19.3billion
New record high for Purchase With Recourse on the back of challenging operating environment

Introduced Skim Saraan Bercagar Islamik, the world’s first Islamic reverse mortgage programme and expanded product coverage across major city centres in Malaysia